MoneyMD

Subscription Captivity | Client Wins 2025

Episode 622: If you think you already know how to manage subscriptions, think again – today’s models create new challenges that require a different approach. Then, Steve and Abbie reflect on their clients’ biggest wins in 2025, revealing how disciplined planning created opportunity during volatility and set the stage for 2026.

Rate Effects | Retirement Readiness

Episode 621: When interest rates fall, the effects aren’t always immediate. Learn what rate cuts really mean and how to factor them into long-term planning decisions. Then, Justin and Ryan explore why retirement readiness goes beyond money, sharing practical and personal indicators that help clarify when you’re truly ready.

Costly Biases | Interest Rates

Episode 620: Discover why investor behavior matters more than market swings as John and Zach share simple rules to strengthen long-term returns. Then explore how interest rates shape everything from your mortgage to your savings and learn what to watch for next!

Executor Basics | Financial Checklist

Episode 619:  Steve and Justin break down the executor’s duties in clear steps, helping you navigate estate settlement without feeling overwhelmed. Then they turn to everyday finances, showing how a simple month-by-month checklist can turn endless to-dos into small habits that build long-term success.

Buffett Wisdom | Money Simplified

Episode 618: Matthew and Abbie share the powerful life lessons Warren Buffett models – principles that shape how we live, not just how we invest. And for people who hate “money stuff,” learn how to make money feel simple and manageable with an easy system that works even if budgeting and spreadsheets aren’t your thing.

Bull vs. Bear | Digital Estate

Episode 617: Justin and Zach break down bull and bear markets and highlight what every investor needs to know to navigate them with confidence. Then, learn how to protect your online accounts, passwords, and digital memories with a smart, practical guide to organizing and securing your digital estate.

Investor Pitfalls | Holiday Spending

Episode 616:  Even experienced investors fall into familiar patterns like reacting to headlines or waiting for the “right time.” Learn what works better instead. Then, Matthew and Ryan unwrap eight practical ways to enjoy the holidays without overspending, so you can start the new year without financial regret.

Soaring Premiums | Early Gifting

Episode 615: Rising healthcare costs aren’t just about inflation. John and Steve explain how the shutdown is affecting premiums and offer six practical ways to fight back. They’ll also discuss when it makes sense to gift money to your kids—and why waiting may be the wiser move.

Tax-Loss Harvesting 101 | Aging Parents

Episode 614: Learn from Zach and Justin how savvy investors use tax-loss harvesting to offset taxes today and build wealth for tomorrow. Then, discover five key money conversations that can help families prepare for aging parents with clarity, confidence, and peace of mind.

Lifestyle Creep | The Real Jackpot

Episode 613:  Find out why good financial habits often fade as income grows—and the simple steps to get them back. Then, Ryan and Abbie explain why lasting wealth isn’t about luck at all, but about steady investing habits that can quietly compound into real financial freedom.