MoneyMD

AI Advice | First Paycheck

Episode 650: A confident answer isn't always the right one. Discover why AI can overlook the details that matter most when making important financial decisions. Next, learn how your first job's benefits and employer perks, along with smart money habits, can set you up for long-term financial success.

Simple Budgeting | Family Loans

Episode 649: Many budgets fail because they're too complicated. Explore a straightforward strategy that can help you manage your money and stay on track. Then, discover practical steps that can help you provide financial support to family while protecting both your finances and your relationships.

Baby Investing | Diminished Capacity

Episode 648: From brokerage accounts to 529 plans, learn how to prioritize your savings options and build a stronger financial foundation for your child. Then, discover practical steps and little-known tools that can help protect your wishes and ease the burden on your family if the unexpected occurs.

Blended Estates | Medicare Bridge

Episode 647: A few overlooked estate planning decisions can spark years of family conflict. Learn the key mistakes blended families should avoid and the strategies that can protect everyone involved. Next, explore the health insurance options that can bridge the gap to Medicare and the enrollment rules that can help you avoid costly surprises later.

Tax-Smart Giving | Pension Planning

Episode 646:  Whether you itemize or take the standard deduction, new charitable giving rules could affect your tax bill. Learn what’s changing in 2026. Then, discover why having a pension changes retirement planning, but doesn’t eliminate it, and explore strategies that can help military and public-sector retirees make the most of the benefits they’ve earned.

Market Perspective | Reality Check

Episode 645: Bad news dominates the headlines, yet markets often remain surprisingly resilient. Learn what investors may be missing about how markets really work. Then, Ryan and Zach explore why many Americans feel financially uneasy despite record household wealth and low unemployment.

Behind the Scenes | Investor Confidence

Episode 644:  Matthew and Justin talk with Josh Marbert about the technology and operations behind RYA, along with a few lighter moments and personal insights along the way. Then, discover how investing can create greater freedom and opportunity in your life, and learn practical first steps to begin building confidence for the future.

The 4.7% Rule | Rental Returns

Episode 643: The famous 4% retirement rule is getting a rethink. Learn why flexibility, diversification, and real-life spending patterns may reshape retirement income. Then, Steve and Abbie walk through the real numbers, hidden costs, and practical tradeoffs that can make or break a rental property investment.

Outsmarting Scammers | AI Impact

Episode 642:  Scammers are getting smarter, faster, and more convincing. Learn four common schemes targeting seniors and how to spot the red flags before it’s too late. Then, explore how the AI boom could impact the economy and markets in ways that could look very different from today’s headlines.

Debt Ratio | Income Anxiety

Episode 641: Before taking on a mortgage, car loan, or new payment, learn how lenders evaluate your debt-to-income ratio and what it reveals about your financial health. Then, explore the hidden habits and cultural pressures that can leave even high earners feeling financially stressed.